Money Order UPS. Here’s What To Know

money orders are a financial service commonly provided by banks

  • Written by Ellie Kwon
  • Published on August 30, 2023
  • Time to read 9 minutes


United Parcel Service (UPS) is a package delivery and supply chain management company. They specialize in shipping and logistics. UPS does not sell or cash money orders. 

UPS’s core business revolves around shipping packages and providing related services like freight forwarding, supply chain management, and international shipping. They now even have shipping insurance options available. 

Alternatively, money orders are a financial service commonly provided by banks, credit unions, and other financial institutions. Money orders are prepaid and considered a secure form of payment. This is because they are guaranteed by the issuer. This makes them an attractive alternative to personal checks, primarily when the recipient might be concerned about the payer’s ability to cover the payment.

Why UPS May Not Offer Money Order Services:

Focus on Core Services

UPS concentrates on its primary services, which involve shipping and logistics. Offering financial services like money orders may divert resources and focus away from its core competencies.

Regulations and Licensing

Providing money orders involves compliance with various financial regulations and licensing requirements, which may not align with UPS’s existing business structure and capabilities.

Market Competition

The money order market is already well-established, with numerous banks and other financial institutions offering these services. Thus, entering a competitive market may not be a strategic move for UPS.


UPS specializes in package delivery and related services, and branching into financial services like money orders might require expertise outside their domain.

What To Do Instead

A graphic illustration of a bank is shown, signifying that a bank is a common money order location

To buy a money order, follow these general steps. 

Find a location

First, look for places that issue money orders, like banks, post offices, grocery stores, convenience stores, check-cashing locations, and some retail stores. Many of these places offer money orders for purchase. 

For example, here is a list of places that sell money orders, UPS not included.

• Bank of America

• Chase

• Walmart

• United States Postal Service


• Walgreens

• Rite Aid

Some locations might have specific policies and limitations regarding money orders, such as maximum amounts per money order or per day. So, it’s best to call ahead and confirm their requirements before visiting the location to buy a money order.

Check the Fees

Before proceeding, inquire about the fees associated with buying a money order. The cost may vary depending on the issuing institution or location.

Bring Payment

Money orders are typically purchased with cash or, in some cases, debit cards. Check with the location about their accepted payment methods.

Fill Out the Recipient Information

Once you have the required amount in cash or on your debit card, fill out the money order form with the recipient’s name (the person or entity you are paying) and your name (the sender).

Specify the Amount

Write the amount you want the money order worth in numerical and written form. Be sure to double-check the accuracy of the amount.

Keep the Receipt

After purchasing the money order, you will receive a receipt. Keep this receipt safe, as it is essential for tracking the money order or requesting a refund.

Deliver or Mail the Money Order: 

Give the money order to the recipient or mail it to the specified address. The recipient can then cash or deposit the money order as needed.

Sending a Money Order in the Mail

Money orders are safely sent through the mail. After purchasing the money order, the provider can mail it safely for you. 

If you need to send a money order, you can do so through various other institutions such as banks, post offices, grocery stores, and convenience stores. These locations often provide money order services, allowing you to purchase a money order and then deliver it to the recipient or through the mail.


In conclusion, UPS does not handle money orders. They don’t sell them or cash them. Also, they don’t typically mail them. Further, this is due to their specialty in packages and supply chains. However, money orders can be bought through many businesses like banks, post offices, grocery stores, convenience stores, check-cashing locations, and some retail stores. Thus, USPS (United States Postal Service) is your carrier for money orders, not UPS.

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